What are payday loans?
While payday loans originated as short-term loans that matured when you
received your wage, today's definition of payday loans is simply any short-term,
unsecured loan. These loans are best used to cover temporary cash setbacks. For
example, if your car unexpectedly breaks down, you may find yourself struggling to
pay the repair bill. In this case, taking out a payday loan is one way to cover your
emergency expenses.
What's the difference to other loans?
The key difference from other types of loans is that payday loans tend to last a
short period, only about one or two weeks, to be repaid upon you getting your next
wage. Due to their shorter length, there will be a higher APR and a relatively small
credit limit.
When do I use payday loans?
The proper time to use such a loan could be in examples like the car repair bill
above, but really can apply to any situation where you know you'll have the money
you need in your next wage, but you need it straight away. It wouldn't be advisable
to take out a payday loan over and over again to cover a recurring charge, nor
would it be a good plan to use it on something unnecessary. Only use a payday
loan for a sudden necessity or emergency.
How is Gerald Henning Loans better than a payday loan?
There are other short-term loan options that provide further benefits above a
standard payday loan. Gerald Henning Loans offers such a great range of
instalment loan sizes, from £100 to £2,500 - over a variety of terms - that there is
sure to be one that is exactly right for your situation.
Gerald Henning Loans also offers a completely transparent pricing structure with a
flexible overpayment plan that allows you to pay more each month so that you
repay early and save money on interest. We have no fees whatsoever, hidden or
otherwise - even if you don't pay on time.
If customers experience difficulty making their repayments, we urge them to
contact us so we can work with them.
How do Gerald Henning Loans loans work?
Honesty, transparency, and fairness are deeply engrained in Gerald Henning Loans's
core business, which is why we've designed our loans to be as straightforward and
flexible as possible - putting the borrower in control. Below are some of the most
important points regarding Gerald Henning Loans loans. We encourage you to
compare our loans to other short-term lenders.
Payday loans
Get up to $2,500† in
15 minutes of approval

         Find out more about Sunny
Customer Support Team

Phone:      +15039285800
Email:        info@geraldhenning.com
Address:    P.O BOX 325, Gladstone, OR 97027, USA

Opening Hours

Monday to Thursday:    8:30am to 7:00pm
Friday:                           8:00am to 5:00pm
Saturday and Sunday:   10:00am to 3:30pm

Customer Complaints
If you are unhappy with any aspect of our service, we would like you to get in touch by:

Email us:    help@geraldhenning.com

Customer Relations

We will do our best to resolve your concerns by the end of the next business day. If we are unable to resolve your concerns we will issue a written acknowledgement within five working days and our written final response within eight weeks of receiving your complaint.
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